Canadian exporters qualifying as such under EDC mandate; companies of all sizes and sectors
Services
EDC Trade Impact Program
EDC's $5 billion envelope (launched March 2025) providing additional financing, guarantees, trade credit insurance and bonding capacity to Canadian exporters hit by US tariffs and trade uncertainty, to preserve working capital, boost productivity, protect supply chains and diversify into new markets. Expanded September 1, 2026 for SMEs and for firms with direct or material indirect tariff impact.
Overview
EDC's $5 billion envelope (launched March 2025) providing additional financing, guarantees, trade credit insurance and bonding capacity to Canadian exporters hit by US tariffs and trade uncertainty, to preserve working capital, boost productivity, protect supply chains and diversify into new markets. Expanded September 1, 2026 for SMEs and for firms with direct or material indirect tariff impact.
Key numbers
| Item | Value |
|---|---|
| Instrument | guarantee/insurance/loan |
| Level | federal |
| Region | Canada |
| Administrator | Export Development Canada (EDC) |
| Budget | $5,000,000,000 |
| Intake status | Open (ongoing; expanded terms effective September 1, 2026) |
| Non-US bias | non-US premium (tenor up to 15 years for expansion outside the US) |
Eligibility
Direct or material indirect tariff impact
supply chain disruption, customer delays, margin pressure, lost contracts, or costs of shifting production or markets
As of September 1, 2026 the prior requirement that the client not be in distress before tariffs was removed
Applicant must share the tariff impact, a response and survivorship plan, and the financing action the EDC solution enables
Broader eligibility does not mean automatic approval; underwriting, risk-based pricing and approval requirements still apply
Focus sectors include steel, aluminum, automotive and agri-food
What it covers
Working capital guarantees through the Export Guarantee Program (EGP), including coverage up to 75% and tenors up to 15 years on a case-by-case basis for eligible tariff-related financing
Direct financing
up to $700 million envelope with flexible terms, complementing the client's financial institution
Mid-Market Lending direct loans of CAD 1M to 10M for exporters with revenue between $10M and $1B pursuing diversification, growth or productivity
Account Performance Security Guarantee (APSG)
100% irrevocable and unconditional guarantee replacing collateral tied up in standby letters of credit or letters of guarantee
Trade credit insurance (Portfolio and Select Credit Insurance) protecting against non-payment by foreign buyers; US payment terms may be extended up to 60 days to a maximum of 180 days (Sept 1
Dec 31, 2026 amendment)
Foreign Exchange Facility Guarantee (FXG) covering FX contracts up to 3 years
Bonding solutions, letters of guarantee, and standby letters of credit without tying up cash or credit lines
Market intelligence, Export Help Hub and the US Market Intelligence Hub (non-financial support)
Market and diversification rules
Diversification into new international markets is a stated objective; tailor financing supports growth strategies and expansion outside the US
Longer tenors (up to 15 years) are favoured for expansion efforts outside the US
Credit insurance policy amendment allows extending payment terms by up to 60 days (max 180 days) for goods shipped to US buyers
How to apply
Start a conversation with EDC directly or through your financial institution
For guarantee products (EGP, TELP, APSG, FXG) work with your bank, which submits the request to EDC
For direct financing or credit insurance, contact EDC (1-800-229-0575 or the MyEDC inquiry form)
Be prepared to document tariff impact, your response/survivorship plan, and the financing action requested
Stacking notes
TIP products complement (do not duplicate) financing from your financial institution and other government programs
Disclose other government assistance received or requested during the EDC assessment
Notes
Approximately $3 billion deployed by August 2026 through more than 6,000 transactions supporting over 800 companies (ON 31%, QC 26%, Western Canada 23%, Atlantic Canada 20%)
Expanded September 1, 2026
higher guarantee coverage, forward-looking survivorship credit assessment, and liquidity support for directly and materially indirectly impacted firms
Includes a $700 million direct financing envelope with flexible terms
2026-2030 corporate plan prioritizes diversification into Europe and the Indo-Pacific
Relevant services
The services below are grant-eligible: CanExport and EDC reimburse up to 50% for incorporated Canadian exporters.
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Grant programs can reimburse up to 50% of eligible market-entry costs. In one free call we tell you honestly whether your product fits a non-US market.
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